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Articles Posted in Consumer Fraud/Consumer Protection

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Midwest Insurers Have Duty to Defend in Junk Fax Class-Action Suits

The Illinois Supreme Court handed a victory to plaintiffs throughout Illinois with its 2006 ruling in an insurance dispute over whether insurers must cover the costs of a junk fax class action lawsuit for an insured covered for an “advertising injury.” In Valley Forge Insurance Co. v. Swiderski Electronics, Inc.,…

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Seventh Rules Credit Must Be Firm, But Not Valuable Under FCRA

  The Seventh U.S. Circuit Court of Appeals recently issued an opinion limiting class-action lawsuits regarding “firm offers of credit” under the federal Fair Credit Reporting Act. In Murray v. New Cingular Wireless Services, 2008 WL 1701839 (7th Cir. April 16, 2008), the Seventh Circuit also limited the scope of…

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The Chicago Consumer Attorneys at Lubin Austermuehle Win Precedent In Hotel Billing Fraud Case

Our firm obtained a favorable verdict in a consumer fraud case with Terrill v. Oakbrook Hilton Suites & Garden Inn 788 NE2d 789 (2nd Dist 2003). In that case, our client, Cathy Terrill, was overcharged for a hotel room; her bill contained a charge for “taxes” that included an undisclosed…

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FACTA Class Actions Grow

Since the Fair and Accurate Credit Transactions Act took full effect in 2006, businesses have seen a rapid growth in class-action lawsuits over credit card numbers printed on receipts. FACTA, which was intended to help prevent identity theft, requires businesses that accept credit cards to hide all but the last…

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Pennsylvania District Court Certifies Health Club Fee Class Action

  As billing fraud class action attorneys, we were pleased to see that a Pennsylvania federal district court recently certified a class in a lawsuit alleging three health clubs in Pennsylvania charged excessive startup fees. In Allen v. Holiday Universal, the court certified a class of all plaintiffs who joined…

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Expose of Illegal Debt Collector Tactics — FTC Website Summarizes Consumer Right to be Free From Debt Collector Harrassment

Illegal debt collection practices exposed: The Federal Trade Commission’s (“FTC”) website summarizes illegal debt collection practices. Below is the summary from the site: Fair Debt Collection If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a “debtor.” If you…

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